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Paris Buy to let apartment mortgages

"France Home Finance… made the whole process so easy and painless that we eventually decided to buy not only one but two apartments!

 

I knew it was notoriously difficult to secure a mortgage in France. However, as a French expat living in New York, with a 30% down payment, substantial revenues and securities in my portfolio covering many times the value of the mortgage, I didn’t expect banks would demand such exorbitant conditions like converting part of my stocks into risk free investments for the duration and value of the mortgage. To say the least, that was quite a different policy from UK or US banks I was used to dealing with.

In comparison, France Home Finance made the whole process of buying property incredibly easier for my wife and me. As a specialised mortgage broker for foreigners and expats, they knew which financial institutions to pitch our project to. They bargained with them the best rates possible. At our request they negotiated special conditions such as waving early repayment penalty fees. And finally, they rushed up the whole process in the last few weeks to ensure the funds would arrive on time for the closing.

In fact, the whole process was so easy and painless that we eventually decided to buy not only one but two apartments in downtown Paris.

Dear France Home Finance, many thanks again for making it happen!"

David and Ruth, New York USA, Purchase of two Paris buy-to-let apartments

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